It is of vital importance that all clubs protect themselves against the disastrous consequences of liability for injury or damage arising out of their actions. This includes the actions of all officials, members and voluntary helpers.

Club officials and members at all levels could find themselves held personally responsible for court costs and damages awarded where an action has been brought against the club for negligence, therefore it is essential that adequate liability insurance is arranged to avoid such consequences.

1. Individual InsuranceRegistered players, coaches, and non-National League officials are covered by personal accident insurance. basketballscotland appointed volunteers are covered under the civil liability policy along with the personal accident insurance.Note: this insurance applies for all basketball activity including travelling to/from games/training, playing, watching etc.
   1. Personal Accident Policy
      • Death
      • Serious injury
      • Permanent disablement
   2. Perkins Slade Liability Scheme covers:Loss of earnings (for officials only)
      • £50/day hospital cover
      • Legal costs (excepting instances of negligibility)
      • Compensation for court attendance as a witness
      • Libel and slander
2. Club Insurance
   1. Public LiabilityThis covers legal liability for damages and legal costs arising out of third party loss, injury or damage, in connection with basketball activity. Cover includes accidental bodily injury to third parties and damage to leased or rented premises.Coaches are included in this, whilst they are coaching within the club environment. However, if they are working outwith the club, they will need to purchase separate Professional Indemnity cover.
   2. Product LiabilityThis offers indemnity to principals and liability arising out of goods sold or supplied (including refreshments), whether the supplier has been negligent or not. This covers any goods that your club may sell to members or to the public (eg. kit, refreshments, food etc).
   3. Employers LiabilityIf the club employs anyone, the law requires you to have Employers’ Liability cover. This provides an indemnity to the club in the event that an employee is injured and the club is found to be legally liable.  Cover is available as an extension to the Civil Liability policy.  Please contactbasketballscotland for a quotation.If you require any further information, please contact the basketballscotland Partnerships Manager.
3. Travel Insurancebasketballscotland also offers access to additional travel insurance for clubs who take part in club related travel activities.

Travel Insurance for teams

basketballscotland, through partnership with Collins, Halden & Burnett Ltd, are now able to bring attention to the following group travel insurance that is available to our affiliated clubs.

Team Parties – Pricing Structure

Please see the Schedule of Benefits below – if your club has any queries on the cover and detail of this insurance, please contact Graham Hudson at Collins Halden & Burnett Ltd on 01224 595 014.

If your club would like to take advantage of this offer, please download and complete the Travel Insurance Request Form below and return to the the basketballscotland Partnerships Manager ( partnerships@basketball-scotland.com)

Downloads

• Summary of Group Travel Insurance (ie. the information above)
• Travel Insurance Request Form (to complete electronically)
• Travel Insurance Request Form (to complete by hand)

Schedule of Benefits – Per Injured Person